ONE SEARCH, MANY OPTIONS
Skip filling out form after form. One request reaches our full provider network — and the offers come back to you.
NOT A LENDER — A SMARTER WAY TO SEARCH
FIND THE LOAN
OPTION THAT
FITS YOU
Tell us what you need, and BJS Finances searches our network of providers for options that match — all from Payday Loans: BJS Finances.
SSL secured · Your info stays encrypted
TLS-encrypted transmission
Shared when you request a match or continue toward an offer
Free to search — no obligation
18+ · U.S. residents
FULL TRANSPARENCY
YOU STAY IN
CONTROL OF
YOUR REQUEST
Most services hide what happens after you hit "submit." We'd rather show you. Here's exactly where your information goes — and where it doesn't.
Encrypted · Shared per your match request · You decide
You
You tell us the amount and a few details. Encrypted from the first tap.
BJS Finances
We don't lend money and we never make the decision. We search, match, and hand you the options.
Your chosen providers
Your information may be shared with participating providers when you request a match or choose to continue toward an offer — so you can compare options and decide.
BJS Finances is not a lender and does not make credit decisions. We connect you with third-party providers who set their own terms.
WHY BJS Finances
BUILT TO WORK FOR YOU
FREE TO CHECK
Searching costs nothing and carries no obligation to accept any offer.
YOU STAY IN CONTROL
We share information with participating providers when you request a match or choose to continue toward an offer — not before.
CLEAR FROM THE START
Real rates, real terms, no surprises buried in fine print.
SECURITY FIRST
YOUR INFORMATION, PROTECTED AT EVERY STEP
ENCRYPTED END TO END
Your information is encrypted in transit (TLS) and handled with commercially reasonable safeguards from the first tap.
SHARED ON YOUR REQUEST
We may share information with participating providers when you request a match or choose to continue toward an offer.
YOURS TO MANAGE
Review, update, or delete your information anytime — right from Payday Loans: BJS Finances.
THE HONEST DETAILS
We believe you should see the full picture before you start.
$50 – $5,000
Loan amounts
70 days – 36 months
Terms
6% – 35.55%
APR range
18+, U.S. resident
Eligibility
A $1,000 loan over 12 months at 24% APR would total approximately $1,135 in repayment. Actual rates and terms are set by individual providers and may vary.
BJS Finances is not a lender and does not guarantee approval. All loan decisions, rates, and terms are determined solely by third-party providers.
COMMON QUESTIONS
You don't apply through BJS Finances directly. You tell us what you need in Payday Loans: BJS Finances, and we search our provider network for matching options. You then choose which provider to continue with.
We do not sell personal information for direct monetary payment. Your information is encrypted in transit, and we share it with participating providers only when you request a match or choose to continue toward an offer. We may receive compensation from partners under commercial arrangements — separate from selling your data. See our Privacy Policy for details and state-specific rights.
Searching with BJS Finances doesn't impact your score. Some providers may run a credit check once you choose to continue with them — they'll let you know first.
No. BJS Finances is a search service. We connect you with third-party providers who make all lending decisions and set their own terms.
No. Searching for options is completely free, with no obligation to accept any offer.
READY?
IT ALL LIVES
IN PAYDAY LOANS: BJS FINANCES
To search for options and compare providers, download Payday Loans: BJS Finances. The whole process — from your first request to your final choice — happens right in your pocket.
Free to download · iOS only · 18+ · U.S. only
